Disclaimer

The Financial Planning Association of the Greater Hudson Valley, a chapter of the Financial Planning Association (FPA), is a professional organization dedicated to supporting the financial planning process in order to help all American citizens and residents achieve their goals and dreams.

(FPA), with headquarters in Denver, CO and Atlanta, GA, is a professional association for financial planning professionals with more the 29,000 members nationwide. Certified Financial Planner^TM members adhere to a code of ethics, continuing education and disclosure requirements in the interest of providing the highest level of professional service to their clients.

Financial planning is a complex field and each individual's situation is different. Therefore, the information contained herein should not be utilized or relied upon to formulate, assess, develop or implement your personal financial plan. Nothing in these pages is intended to provide either general or specific financial planning, investment, insurance, tax, legal, or other advice. Consult your financial advisor, attorney, accountant, or tax advisor with regard to your individual situation.

You are not a client, either express or implied, of the FPA and the FPA is not licensed to provide individual personal financial planning. The FPA is a non-profit, professional membership organization promoting ethics, integrity, professionalism and consumer awareness in financial planning.

Copyright

All information contained in this site is subject to U.S. and international copyright and may not be stored, copied, reproduced or disseminated by any means whatsoever without the specific written authority of the FPA. Consumers, subject to all terms and conditions contained herein are granted permission to print one copy of any article contained on this web site for personal use only.


The Financial Planning Association is the owner of trademark [and registration], service mark and collective membership mark rights in, and various U.S. registrations/applications for:  FPA,  and FINANCIAL PLANNING ASSOCIATION. The marks may not be used without written permission from the Financial Planning Association.


Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and which it awards to individuals who successfully complete initial and ongoing certification requirements.