Mastering Social Security: Benefits for Spouses, Survivors and Divorcees

Deciding when to claim Social Security benefits is one of the most important retirement decisions clients will make. For married clients, it can be especially complicated. This presentation reviews the top mistakes when estimating spousal benefits, the recent changes to Social Security, and how to coordinate benefits. Our presenter, Karen Ireland, CFP®, a business development consultant with MFS Investment Management® (MFS®), will also discusses the options that are available to clients who are widowed, divorced, or worked in a government position that did not pay into Social Security. After leaving the session, advisors will be armed with the most important information they need to answer most Social Security questions. Click here for speaker bio. 

Learning Objectives: (1) Provide an overview of the Social Security system, (2) Explain the computation of the averaged indexed monthly earnings (AIME), the primary insurance amount (PIA), and disability, survivors, and maximum family benefits, (3) Assist…