Mastering Social Security: Benefits for Spouses, Survivors and Divorcees

Deciding when to claim Social Security benefits is one of the most important retirement decisions clients will make. For married clients, it can be especially complicated. This presentation reviews the top mistakes when estimating spousal benefits, the recent changes to Social Security, and how to coordinate benefits. Our presenter, Karen Ireland, CFP®, a business development consultant with MFS Investment Management® (MFS®), will also discusses the options that are available to clients who are widowed, divorced, or worked in a government position that did not pay into Social Security. After leaving the session, advisors will be armed with the most important information they need to answer most Social Security questions. Click here for speaker bio. 

Learning Objectives: (1) Provide an overview of the Social Security system, (2) Explain the computation of the averaged indexed monthly earnings (AIME), the primary insurance amount (PIA), and disability, survivors, and maximum family benefits, (3) Assist a client in selecting the optimal date to begin receiving Social Security retirement benefits and the impact of the earnings test, and (4) Explain the windfall elimination and the government pension offset on retirement benefits.

Level of Complexity: Intermediate 

Registration Fees:

FPA Chapter Members: N/C

Non-Members: $20

Advance Registration Required - Registration Deadline: Monday, March 7.

After registering, you will receive an email confirming your registration.

The day prior to the event you will receive an email containing the Zoom link and information about joining the meeting.

By registering for this event, I acknowledge and accept that my contact information may be shared with our chapter partners, without whose support we could not provide benefits of local chapter membership such as this event to our members.

MANY THANKS TO OUR PROGRAM SPONSOR!

MFS Fund Distributors, Inc.

Matt Crowther CIMA, Director

Cell: 781-696-4175 / mcrowther@mfs.com